.individual-application-refined{max-width:1280px;margin:0 auto;padding:24px clamp(20px,4vw,48px) 40px;box-sizing:border-box;min-width:0}
.individual-application-refined .command-public-hero{margin:0;padding:28px;border-radius:16px;min-height:0}
.individual-application-refined h1{font-size:clamp(2rem,4vw,3rem);line-height:1.15;letter-spacing:-.03em;margin:8px 0 16px}
.individual-application-refined .command-public-hero p{font-size:1rem;line-height:1.65;max-width:80ch}
.individual-application-nav{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}
.individual-application-nav a{display:inline-flex;align-items:center;min-height:44px;padding:10px 16px;border:1px solid #ced8e3;border-radius:999px;background:#fff;color:#253247;font-size:.95rem;line-height:1.4;font-weight:700;text-decoration:none;box-sizing:border-box}
.individual-application-nav a:hover{background:#eef3f8}
.individual-application-refined .command-form-card{margin:0;padding:24px;border-radius:16px;min-width:0}
.individual-application-refined .command-section-heading{gap:16px;flex-wrap:wrap}
.individual-application-refined h2{font-size:1.5rem;line-height:1.3}
.individual-application-refined .command-pill{display:inline-flex;align-items:center;justify-content:center;font-size:.85rem;text-align:center;line-height:1.4;padding:8px 14px}
.individual-application-refined .individual-required{font-size:.95rem;line-height:1.6;color:#536177;margin:12px 0 20px}
.individual-form-section{padding:20px;margin:20px 0 0;border:1px solid #d7e0ea;border-radius:12px;scroll-margin-top:20px;min-width:0}
.individual-form-section h3{font-size:1.2rem;line-height:1.4;margin:0 0 16px}
.individual-form-section>p,.individual-form-section .command-note p{font-size:.95rem;line-height:1.65}
.individual-form-section .command-note{margin:0 0 20px;padding:16px}
.individual-application-refined .command-form-grid{gap:20px}
.individual-application-refined .command-field{min-width:0}
.individual-application-refined .command-field>label{font-size:1rem;line-height:1.5;font-weight:600}
.individual-application-refined .command-field input:not([type=checkbox]),.individual-application-refined select{width:100%;height:48px;min-height:48px;padding:10px 12px;font-size:1rem;font-weight:400;box-sizing:border-box}
.individual-application-refined .command-checkbox-field label{display:grid;grid-template-columns:20px minmax(0,1fr);align-items:start;gap:12px}
.individual-application-refined .command-checkbox-field input{width:20px;height:20px;min-height:20px;padding:0;margin:4px 0 0;box-sizing:border-box}
.individual-application-refined .command-field small{font-size:.85rem;line-height:1.6;display:block;margin-top:6px}
.individual-application-refined .command-form-assurance{font-size:.9rem;line-height:1.65;margin:20px 0}
.individual-application-refined button.command-primary{display:inline-flex;align-items:center;justify-content:center;min-height:48px;width:auto;max-width:100%;padding:12px 18px;margin:0;font-size:1rem;line-height:1.4;white-space:normal;text-align:center;box-sizing:border-box}
.individual-application-refined a:focus-visible,.individual-application-refined button:focus-visible{outline:3px solid #315b91;outline-offset:3px}
@media(max-width:650px){.individual-application-refined{padding:20px 16px 32px}.individual-application-refined .command-public-hero,.individual-application-refined .command-form-card{padding:20px}.individual-form-section{padding:16px}.individual-application-refined .command-form-grid{grid-template-columns:minmax(0,1fr)}.individual-application-refined button.command-primary{width:100%}}